My name is Marius Truter and I have in total 34 years of experience in financial services. I am a Key Individual of Trulogic Financial Services (Pty) Ltd. Trulogic holds a category I FSP license and I am authorised to provide financial services in the form of advice (denoted with an “A”) and intermediary services (denoted with an “IS”) in respect of financial products listed on the next page. As a Key Individual of the brokerage I have access to and have been accredited to market products falling into the above categories from the following product providers: Hollard, Old Mutual, Liberty, Momentum, Metropolitan, Sanlam, PPS, Keyhealth, Sizwe, Topmed, Bestmed, Medihelp, Prosano, Profmed, Fedhealth, Auto & General Santam Investec, Alan Gray. I do not own more than 10% of issued shares directly or indirectly of any Life Assurer or Product Provider. I am not an associated company of any life assurer or product provider. I have earned more than 30% of my total commission from Momentum and Fedhealth within the past 12 months. I earn my income from the commission that the Product Provider pays over to me on the products purchased by my clients. I do not receive any non-cash incentives from my product supplier nor do I have any personal interest that may give rise to a conflict of interest. If you feel that your rights have been prejudiced, or you have been aggrieved in any way, you have the right to lodge a complaint.