Gap Cover

Protect yourself against in-hospital medical shortfalls.

Gap Cover complements your medical aid by helping cover in-hospital tariff shortfalls, specialist charges above medical aid rates, co-payments, and deductibles, helping protect your savings from unexpected medical expenses.

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Gap Cover

Protect yourself against in-hospital medical shortfalls.

Learn More

Gap Cover

Protect yourself against in-hospital medical shortfalls.

Learn More

How Gap Cover Works

You are admitted to hospital

Your medical aid pays according to its scheme tariff

Gap Cover helps pay approved shortfalls and co-payments

Available Gap Cover Options

Hospital

Comprehensive

Total Risk Administrators

TRA Gap Cover

A South African gap cover provider that helps protect medical aid members against unexpected medical expense shortfalls. TRA offers affordable cover for individuals and families with policies designed to complement, not replace, existing medical aid.

BASIC

From R99/m

VITAL +

From R394/m

SUPER +

From R417/m

ABSOLUTE +

From R681/m

Learn more

Total Risk administrators

TRA Gap Cover

A South African gap cover provider that helps protect medical aid members against unexpected medical expense shortfalls. TRA offers affordable cover for individuals and families with policies designed to complement, not replace, existing medical aid.

BASIC

From R99/m

VITAL +

From R394/m

SUPER +

From R417/m

ABSOLUTE +

From R681/m

Learn more

Oncology Product

TRA Assist

Individual Premium

Family Premium

More about Gap Cover

What Gap Covers

Specialist shortfalls
Oncology shortfalls and co-payments
MRI, CT & PET scan co-payments
Hospital procedure co-payments
Casualty and emergency cover
Specialised procedures
Internal prosthesis sub-limits

What is Gap Cover for?

Individuals on hospital plans
Families wanting predictable healthcare costs
Clients who regularly use specialists
Anyone concerned about in-hospital costs

Waiting periods & eligibility

Waiting periods and eligibility may apply depending on circumstances.

These typically relate to accidents, illness, and pre-existing conditions.

Claims & Support

Trulogic provides guidance and support throughout the claims process. If you need to submit a claim or require assistance, please contact us at claims@trulogic.co.za.